Individual Keep · free in early access, then $20 a year
Form 1040 continuity for a person or a household.
What it keeps
Keep is in early access. Each thing below says whether Keep does it today, and how far. What works today →
- Identity Works today
- You, your spouse, your dependents — names, relationships, identifiers held with care, addresses with their effective dates.
- From a Form 1040 filed with Gideon Tax; a name, a date of birth, an occupation and an address can be changed in Keep.
- Relationships Works today
- Employers, brokers, lenders, the adoption itself. Each a durable record, so next year's W-2 or 1099 is matched to a known party.
- Employers, banks, brokers and lenders, from a return or from a document you confirm.
- Documents Works today
- W-2, 1099-DIV, -INT, -NEC, -MISC, -B, 1098, K-1, prior returns, IRS and state letters. The original kept; the reading kept; your confirmation kept.
- W-2s and 38 information returns are read. A K-1 or a 1095-A is kept and typed in; a prior return or a letter is kept as a file.
- Carryforwards Not yet
- Capital loss, charitable contribution, credit carryforwards, and — explicitly — the adoption credit. Each with origin, use, adjustments and balance.
- The ledger is built; nothing feeds it yet.
- Filing history Works today
- Which returns were filed, when, with what, and what each one created or consumed. Elections and basis where they matter.
- Form 1040s filed with Gideon Tax, and their figures once accepted. Elections and basis are not kept yet.
- Confirmations Works today
- What you confirmed, what you corrected, what was imported and from where. Provenance on every fact that matters.
- Every value shows its source and its history.
The Adoption Credit Test
A credit that outlives the form it appeared on.
Not yet
An unused adoption credit may carry into later years. Most software makes you find last year's Form 8839 and copy a number. Keep holds the credit as a tax attribute of its own: the year it originated, the amounts determined and used, what remains, the adoption record and documents it rests on, and any amendment that changed it.
The same shape serves a capital loss carryforward, a charitable contribution carryforward, or a suspended loss. Whether a balance may be used in a given year is Gideon Tax's call, under that year's law. Keep makes the call possible.
| Year | Event | Source | Amount | Balance |
|---|---|---|---|---|
| 2026 | Originated | Capital loss carryforward, from the 2026 Form 1040 (Schedule D) | +$12,000 | $12,000 |
| 2027 | Consumed | Applied on the 2027 return — Schedule D, line 21 | −$3,000 | $9,000 |
| 2028 | Adjusted | 2027 return amended; consumption restated to $2,400. Original entry kept. | +$600 | $9,600 |
The balance is derived from the rows above it, never edited in place. Each row keeps its source return and supporting documents. Whether the balance may be used in a given year is decided by that year's tax law in Gideon Tax — not assumed because it existed last year.
A year, concretely
What February is meant to look like.
The first of these three happens today, short of matching a form to last year's. The second is not built. The third happens today for who is on the return and for every W-2, 1099 and 1098 Keep holds; the adoption credit is not carried yet.
Documents arrive
You photograph the W-2 and drop in two 1099-DIV PDFs. Keep matches them to the employer and the brokers it already knows, reads each, and flags one low-confidence digit.
Keep notices an absence
Last year there were three brokerage forms; this year, two. Keep asks whether that account closed or the form is still coming — a signal, not an accusation.
Tax drafts, you review
Gideon Tax pulls the confirmed facts and the adoption credit balance, applies this year's rules, and shows you what changed. You answer two questions and authorize.
Honest scope
If your return is one W-2 and nothing ever changes, Keep saves you re-entry and not much more — the value compounds with dependents, multiple payers, a move, a carryforward, or an adoption. The subscription pays for software, storage, structured data, document processing and automated verification. It does not include human tax preparation or advice; Gideon Tax and credentialed preparers remain separately priced.
Free for now, $20 a year later. Leaves with you.
Your accumulated history is exportable in a documented form, and each document can be downloaded as it was given. Keep is meant to be worth keeping, not hard to leave.
Free while Keep is in early access. The price when billing begins: $20 a year for a person or a household, $80 a year for a business.